Terms and Conditions

Last Updated: June 20, 2025

1. Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Financial Games ("we," "us" or "our"), concerning your access to and use of our website and our educational financial games.

You agree that by accessing our website and/or using our games, you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using our website or games and must discontinue use immediately.

2. Intellectual Property Rights

Unless otherwise indicated, the website and games are our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the website and in our games (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights.

The Content and Marks are provided on the website and in our games "AS IS" for your information and personal use only. Except as expressly provided in these Terms and Conditions, no part of the website or games may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

3. User Representations

By using the website or our games, you represent and warrant that:

  • You have the legal capacity and you agree to comply with these Terms and Conditions;
  • You are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the website or our games;
  • You will not access the website or our games through automated or non-human means, whether through a bot, script, or otherwise;
  • You will not use the website or our games for any illegal or unauthorized purpose;
  • Your use of the website or our games will not violate any applicable law or regulation.

4. User Registration

You may be required to register with the website or our games to access certain features. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

5. Prohibited Activities

You may not access or use the website or our games for any purpose other than that for which we make them available. The website and our games may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the website or our games, you agree not to:

  • Systematically retrieve data or other content from the website or our games to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us;
  • Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords;
  • Circumvent, disable, or otherwise interfere with security-related features of the website or our games;
  • Disparage, tarnish, or otherwise harm, in our opinion, us and/or the website or our games;
  • Use any information obtained from the website or our games in order to harass, abuse, or harm another person;
  • Make improper use of our support services or submit false reports of abuse or misconduct;
  • Use the website or our games in a manner inconsistent with any applicable laws or regulations;
  • Engage in unauthorized framing of or linking to the website or our games;
  • Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming that interferes with any party's uninterrupted use and enjoyment of the website or our games or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the website or our games;
  • Delete the copyright or other proprietary rights notice from any Content;
  • Attempt to impersonate another user or person or use the username of another user.

6. Third-Party Websites and Content

The website or our games may contain links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content").

We are not responsible for any Third-Party Websites or Third-Party Content accessed through the website or our games. Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us.

7. Game-Related Policies

Our games are designed for educational and entertainment purposes only. They do not offer real money gambling or opportunities to win real money or prizes. Virtual currency or points used in our games have no real-world value and cannot be exchanged for cash or any other tangible goods.

We reserve the right to modify game features, functions, or rules at any time. We also reserve the right to suspend or terminate game access for users who violate these Terms and Conditions.

8. Disclaimer

THE WEBSITE AND OUR GAMES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE WEBSITE AND OUR GAMES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND OUR GAMES AND YOUR USE THEREOF.

WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE WEBSITE'S OR OUR GAMES' CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE WEBSITE OR OUR GAMES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE OR OUR GAMES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN.

9. Limitations of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR OUR GAMES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) your use of the website or our games; (2) breach of these Terms and Conditions; (3) any breach of your representations and warranties set forth in these Terms and Conditions; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the website or our games with whom you connected via the website or our games.

11. Term and Termination

These Terms and Conditions shall remain in full force and effect while you use the website or our games. We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions.

Upon termination, your right to use the website and our games will immediately cease. If you wish to terminate your account, you may simply discontinue using the website and our games.

12. Changes to Terms

We reserve the right to change, modify, or remove the contents of these Terms and Conditions at any time or for any reason at our sole discretion without notice. It is your responsibility to check these Terms and Conditions periodically for changes.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Financial Games
Unit 25-03A, Level 25, Wisma UOA II,
21 Jalan Pinang,
50450 Kuala Lumpur,
Malaysia
Email: [email protected]
Phone: +60 3-2163 7449